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Brits keep financial debt hidden from their partners

Self Care

Brits keep financial debt hidden from their partners

52% of Brits are keeping financial debt hidden from their partner

32% were worried about causing arguments with their partners as a result of having debt

A SURPRISING number of British adults are living with secret debt, concealing it from their partners, new research has revealed.

The survey of 1,003 UK adults carried out by the UK’s largest personal insolvency practice, Creditfix, found that more than a half of Brits (52%) are keeping their debts secret from their partners.

Of those who kept debt concealed from their other halves, 45% admitted they had kept credit card debt a secret, followed by loans (42%), overdrafts (38%) and university fees (22%).


When quizzed on the reasons for this, 1 in 3 (32%) said they were worried about causing arguments.


This was followed by more than 1 in 4 (27%) who said they felt embarrassed about their debts. Meanwhile, a similar number of 22% felt it would put added stress in their relationship if they were to admit to having financial woes.


Almost 1 in 5 (19%) didn’t want to lose their partners by discussing their financial debt, whilst 13% didn’t feel the need to divulge this information to their other halves.


Taylor Flynn, Marketing Manager at Creditfixcomments: “The research just shows how common it is to hide debt and money woes from partners and loved ones. There are some touching reasons for this – many don’t want to cause their loved one’s stress or additional worry, but many adults are also embarrassed about their debt. However, people needn’t suffer in silence. These debts can easily be solved by seeking help and advice at the earliest opportunity, in order to prevent embarrassment and causing further stress. By taking control of debt and creating a plan to tackle these financial woes, it can also feel a lot easier for people to discuss them with their partners.”

According to the survey, those aged between 25-34 were most likely to conceal their debt from a partner.

Creditfix Limited is one of the largest personal insolvency practices in the UK, servicing Scotland, England, Wales and Northern Ireland. The full list of areas that Credit Fix can give advice on can be found at


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